Your debt to income ratio is a measure of your income and expenses as a percentage. This percent is used when qualifying for debt related services. If your debt to income ratio is too high; you may not be able to pay back loans. Knowing your Debt to income ratio will help you decide what your next step should be. This calculator is for educational purposes only and is a rough approximation of one's financial condition. Its purpose is to provide an idea of the severity of a visitor's circumstances to see if they should gather more information. ONLY a full FREE Debt Analysis can provide an adequate amount of information to qualify you for program enrollment.