Benefits Overviews
Free Debt to Income Calculator
We offer a free debt to income calculator where you can do a quick acid test to see if you need to get additional information. This calculator produces an actual numerical output that can help you understand your circumstances better.
Free Debt Analysis
If you receive a debt to income calculation result that is of concern to you, we recommend the next step is to get a free debt analysis. During this process we will analyze your debt and provide you with a true understanding of your optiions and potential debt resolution program services. There is no obligation to enroll - the decision is yours if the condition warrants.
Client Dashboard
A client dashboard is provided for our clients to interact with their debt accounts and check the status. After enrolling you will have access to your dashboard; you can see your accounts, their status, review approvals, see your documents, view statments, turn on and off options, and more.
Certified Arbitrators
We require each of our negotiators to become a certified arbitrator. Not all states require it, but we feel it provides a level of quality and professionalism. Our status with certification can be found at the International Association of Professional Debt Arbitrators and then entering our company name into the section called "Search companies with certified agents"
Unique Settlement System
We built and maintain a custom settlement builder with special algorythms to ensure we have all the data necessary to settle debt as quickly as possible. We have built in flags, prompts, compliance constraints and cross references to help ensure quality settlements and yield satisfactory outcomes for stakeholders.
Industry Creditor Relationships
We have professional relationships with creditors and maintain high working standards to ensure their trust. Our creditor relationships are paramount to getting to a win-win for clients and creditors alike.
Credit Card Settlements
Credit card debt is one of the most frequent types of debt we deal with. Relying on credit cards can be helpful but can also come with some downside effects. If you experience symptoms surrounding the top 10 debt indicators and you are not able to cover the expenses any longer it might be time to seek a debt relief solution.
Medical Debt Settlements
Medical debt settlement is very different from credit card debt settlement. Special skills are needed to navigate the complexities surrounding this type of debt.
Unsecured Debt Settlements
The term unsecured debt can cause some confusion. The terms unsecured and secured are defined in our debt glossary along with other terms used in the debt relief solutions business.
Account Activity Summaries
We are dedicated toward resolving debt for you. Through reporting and alerts, we seek to regularly review your accounts for settlement opportunities. Summarized Account Activity is available in your dashboard to demonstrate ongoing activity behind the scenes.
Free Budgeting Tools
Sometimes you just need some freebies to help. We understand. We offer a set of free tools and tips to help with credit counseling matters for those seeking to tighten up their financial circumstances.
Reduced Client Stress
In order for you to be successful on your journey to financial recovery you will need dedicated assistance. We would be honored to be that company for you. Our professionally managed services were designed to reduce client stress which is part of our mission for our clients.
Resolving Debt
Debt Resolution, Debt Settlement, and Debt Relief is what we do. Our debt resolution process is a 12-step debt approach to resolving debt for our clients. Resolving debt is part of our mission.
Restoring Financial Balance
What is financial balance? Although it varies by circumstances, the general gist is that you are back in balance when your income covers your debts and you have positive or break-even cash flow. This aligns with the accounting balance formula where Assets - Liabilities = Owners Equity. This corresponds to the debt to income calculator ratio percentage.
Rebuilding Good Credit Habits
It's great that you want to take steps to resolve your debt. But that's only part of the equation. In order for you to maintain financial balance, your credit usage habits have to maintain the financial balance that is restored. We help with this by providing an online teaching tool available for enrolled clients. It is not required, but we highly recommend that it is completed prior to exiting the program.
Webinars
We offer a webinar twice a month on entry-level debt topics for those who have accumulated debt and are in need of information for how to resolve it. Additionally, we offer a webinar library where you can learn about ongoing debt-related topics at your leisure.
