Bankruptcy is the last stop in the debt relief food chain. By choosing bankruptcy, you have exausted all other options and you are declaring the ultimate workout process. But be careful; the laws were changed introducing a means test for bankruptcy limiting the circumstances under which bankruptcy may be taken.
A debt management program involves paying a company a monthly fee to manage your accounts for you. They attempt to do several things within these types of programs; click the link to learn more about the details of a debt management prorgram.
A debt consolidation program involves taking all your existing debt and rolling into a new loan. This requires a qualifying credit score. Click the link to learn more about the details of a debt consolidation program.
A debt relief program for debt settlement involves paying a company a monthly fee to manage your accounts for you. Here, we will negotiate on your behalf to resolve debt. Click the link to learn more about the details of a debt resolution program for settlement.
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