myDebtRelief.us | Debt Relief Programs

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About Us

Experienced in Debt Settlement

myDebtRelief is a debt settlement company with experience in debt management workouts and debt settlement operations. We are a cutting-edge technology company working to deliver results for our clients. We offer a no-upfront settlement fee model in compliance with the CFPB and California's Fair Debt Settlement Practices Act for consumer protection. We follow the American Fair Credit Counsel (AFCC) recommended guidelines for consumer confidence. We seek to resolve "debt suffering" through our service mission to clients which includes: Reducing Stress, Resolving Debt, Restoring Financial Balance and Reinforcing Good Credit Habits.

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Experienced & Reliable
Call with any questions

217-891-6813

Why Choose Us

Unique Systems

We go a step further than most agencies. Our unique Debt Relief Classification System assures that when you qualify, you're enrolled in the right program for you. We use a mathematical approach to determine your correct status; we believe in numerical accuracy not guesses.

Efficient Processes

Evaluation and set-up is easy with our myDebtRelief 5-Step onboarding process. During onbarding we: analyze, classify, collect, schedule, and then finalize. Our settlement process is equally as effective with our settlement solution cycle designed for efficiency and results.

Mission & Values

Our experience comes from the battle fields of the corporate arena and our company mission represents our committment to our stakeholders. We take a fiduciary approach towards our clients circumstances and we value your trust and look forward to serving you.

Unique Settlement Builder

Our custom settlement builder has a large number of special features that allow greater flexibility when negotiating with creditors. We use key indicators to alert our negotiators to opportunities during negotiation. It's purpose is to settle more debt with creditors based on emerging information.

Industry Relationships

Leverage our relationships with creditors, collectors, law offices and banking institutions to your advantage. We understand the trends and tactics of the creditors we do business with and how to successfully navigate them on your behalf for successful settlements.

Professional Staff & Management

In order for you to be successful on your journey to financial recovery you will need dedicated assistance. We would be honored to be that company for you. Get started with your Free Debt Analysis and take charge of your financial future.

24/7 Multilevel Support

We offer support by phone, live-chat, email, chat-bot and through your client dashboard. Hours of operation are Monday through Friday 8am to 5pm CST. If you want to chat with us online you can register for live-chat and ask us questions about your debt circumstances.

Overview

Debt Relief Options

Credit Counseling

Credit Counseling (CC) is the entry point to managing credit and financial matters and is normally applied BEFORE debt issues surface. The topics include budgeting, debt, debt management and minor financial planning.

Debt Management

Debt Management (DM) is a program where a counselor will determine your financial condition and contact creditors to see if they are willing to change the terms of your agreement in exchange for ongoing payments.

Debt Consolidation

A Debt consolidation is a process where loans are consolidated into a new loan. This means you only pay one new loan payment under the new terms. However, it may require a certain credit score or require that you have equity in order to be approved.

Debt Settlement

Debt Settlement is a service where professional negotiators work directly with creditors to resolve debt. Payments get issued from a client's draft account and all settlements are approved by the client.

Bankruptcy Information

By choosing bankruptcy, you have exausted all other options. We are not a law office and we do not give legal advice; however, bankruptcy is a legitimate debt relief option based on how you qualify. Learn more about bankruptcy.

Free Credit Counseling Tools

We provide free credit counseling tools, ebooks, spreadsheets, links to free software and more. These are provided as a free service to our visitors. Click the link to get your Free Debt Relief Tools.

Request a Free Debt Analysis

Want more information?

We operate a NO-UPFRONT SETTLEMENT FEE MODEL. Currently, we provide debt relief services for the following states: Alabama, Alaska, Arkansas, District of Columbia (D.C). Illinois, Massachusetts, Mississippi, Nebraska, New Mexico, New York, and Oklahoma. We service clients experiencing financial hardship in their lives due to credit card debt, medical debt, divorce, job loss and more. Register today for your free debt analysis. Not convinced if you have a problem or not? No problem, take our free debt acid test which can help you understand the scope of your debt situation.

Call with any questions

217-891-6813

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